Terms and Conditions

Who We Are

Complete Family Protection is a licensed insurance agency based in Lehi, Utah. We are not affiliated with any government agency, the U.S. Department of Veterans Affairs, the Centers for Medicare and Medicaid Services (CMS), or the federal Medicare program.

Communication and Contact Consent

This is the consent you provide when you submit a form on this website. It is reproduced here in full so you can read it before and after you submit.

Consent is never required to buy anything

You can decline consent and still speak with a licensed agent by calling us directly. Nothing we sell requires you to agree to automated calls or texts first.

To stop text messages, reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message. We will send one confirmation and then stop. For help, reply HELP or call (866) 615-7250. Carriers are not liable for delayed or undelivered messages. How we handle the information you give us is described in our Privacy Policy.

Medicare TPMO Compliance Statement

Complete Family Protection and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Complete Family Protection represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 15,778 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Complete Family Protection agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare Supplement Insurance Disclosure

Complete Family Protection offers Medicare Supplement insurance plans from multiple carriers. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. The purpose of any communication regarding Medicare Supplement insurance is the solicitation of insurance. Contact will be made by a licensed insurance agent or insurance company.

Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal Disease.

Medicare Supplement plans are standardized by Medicare. Benefits for each plan letter are identical regardless of which insurance company offers the plan. Premiums vary by carrier, and not all applicants will qualify for coverage. Approval is subject to underwriting and varies by carrier and state.

Life Insurance Disclosure

Complete Family Protection offers life insurance products, including final expense whole life insurance, through multiple carriers. The purpose of any communication regarding life insurance is the solicitation of insurance. Contact will be made by a licensed insurance agent or insurance company.

Life insurance coverage is subject to underwriting approval. Premiums, benefits, limitations, and exclusions vary by carrier, plan, and individual circumstances. Not all applicants will qualify for coverage.

Website Terms of Use

Acceptance of these terms

By accessing this website, you agree to be bound by these Terms and Conditions of Use, all applicable laws, and regulations. If you disagree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this site are protected by applicable copyright and trademark law.

Use license

Permission is granted to temporarily download one copy of the materials on Complete Family Protection's website for personal, non-commercial use only. This is a grant of a license, not a transfer of title. Under this license, you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or public display
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or proprietary notations from the materials
• Transfer the materials to another person or mirror the materials on any other server

This license will automatically terminate if you violate any of these restrictions and may be terminated by Complete Family Protection at any time.

Disclaimer of warranties

The materials on this website are provided "as is." Complete Family Protection makes no warranties, expressed or implied, and disclaims all other warranties, including without limitation implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Complete Family Protection does not warrant the accuracy, reliability, or completeness of any materials on this website or on any sites linked to this site.

Limitation of liability

In no event shall Complete Family Protection or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if Complete Family Protection has been notified of the possibility of such damage. Some jurisdictions do not allow limitations on implied warranties or liability for consequential or incidental damages, so these limitations may not apply to you.

Accuracy of materials

The materials on this website may include technical, typographical, or photographic errors. Complete Family Protection does not warrant that any materials are accurate, complete, or current. Complete Family Protection may make changes at any time without notice but does not commit to updating the materials.

Links to other sites

Complete Family Protection has not reviewed all sites linked to this website and is not responsible for the contents of any linked site. The inclusion of any link does not imply endorsement. Use of any linked website is at the user's own risk.

Changes to these terms

Complete Family Protection may revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these Terms and Conditions.

Governing law

Any claim relating to this website shall be governed by the laws of the State of Utah without regard to its conflict of law provisions.

Social Media Disclaimer

This site is not a part of the Facebook website or Facebook Inc. This site is not endorsed by Facebook in any way. Facebook is a trademark of Meta Platforms, Inc.

This site is not part of Google LLC and is not endorsed by Google in any way. Google is a trademark of Google LLC.

Contact Us

Questions about these terms? Reach us any of these ways: